Why Medical Card Is Important For U

Medical cards and medical insurances are necessary because all services cannot be offered by a government hospital. Government hospitals can offer emergency and essential medical care but usually there is a long waiting list. Possession of a medical card will be able to give you more choices.

A medical card can help you prepare for these costly expenses and ensures comprehensive coverage in medical, surgical and hospital costs, ambulance fees and other related medical charges. 
So just say Mr.Lim save RM200 a month and after 10 years he did manage 2 save RM 24000. Then he was diagnose having cancer, how much do u think will cost Mr.Lim 4 the cancer treatment. Nowdays it will cost more that 100k and u think what would happen??

Medical Card

This is how PruHealth card look like

Medical Card

Most of us realise the importance of having a medical plan to safeguard ourselves against unexpected and costly major medical bills. More often than not, we pay our premiums every year without fail for round-the-clock protection. However, not all of us make a claim each and every year.
What if you can now purchase a plan that rewards you with yearly bonuses of up to RM500 when you do not make a claim.

Introducing PRUhealth a regular premium medical rider that:

* Gives you bonuses when you are healthy
* Takes care of your medical bills when you are not


You will also be issued a PRUassist card, giving you access to 24-hour, worldwide, Emergency Medical Assistance.


What do I get?

* COMPREHENSIVE coverage for hospitalisation and surgery bills
* NO CLAIMS BONUS
* Option to SEEK MEDICAL TREATMENT OVERSEAS*
* AUTOMATIC UPGRADE OPTION of your PRUhealth plan*
* CHOICE to CHANGE your coinsurance option
* An option to WAIVE the annual claims limit*
* CHOICE of plans to suit your budget
* Coverage of up to age 100


You can select a plan of your choice:

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Note:
Coinsurance is a cost-sharing arrangement under which the policyholder pays a specified percentage of the cost of an eligible benefit. If coinsurance is selected, policyholder will have to pay 10% of cost of an eligible benefit, subject to minimum coinsurance amount of RM300 and maximum coinsurance amount of RM1,000 for Hospital & Surgical Benefit, and maximum coinsurance amount of RM2,000 for Outpatient Treatment Benefit. The remaining balance is paid by the Company up to the annual limit.

How much do I pay?
The premium that you pay for a PRUhealth plan is determined by your age, occupation class and plan type