Medical Card

Most of us realise the importance of having a medical plan to safeguard ourselves against unexpected and costly major medical bills. More often than not, we pay our premiums every year without fail for round-the-clock protection. However, not all of us make a claim each and every year.
What if you can now purchase a plan that rewards you with yearly bonuses of up to RM500 when you do not make a claim.

Introducing PRUhealth a regular premium medical rider that:

* Gives you bonuses when you are healthy
* Takes care of your medical bills when you are not


You will also be issued a PRUassist card, giving you access to 24-hour, worldwide, Emergency Medical Assistance.


What do I get?

* COMPREHENSIVE coverage for hospitalisation and surgery bills
* NO CLAIMS BONUS
* Option to SEEK MEDICAL TREATMENT OVERSEAS*
* AUTOMATIC UPGRADE OPTION of your PRUhealth plan*
* CHOICE to CHANGE your coinsurance option
* An option to WAIVE the annual claims limit*
* CHOICE of plans to suit your budget
* Coverage of up to age 100


You can select a plan of your choice:

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Note:
Coinsurance is a cost-sharing arrangement under which the policyholder pays a specified percentage of the cost of an eligible benefit. If coinsurance is selected, policyholder will have to pay 10% of cost of an eligible benefit, subject to minimum coinsurance amount of RM300 and maximum coinsurance amount of RM1,000 for Hospital & Surgical Benefit, and maximum coinsurance amount of RM2,000 for Outpatient Treatment Benefit. The remaining balance is paid by the Company up to the annual limit.

How much do I pay?
The premium that you pay for a PRUhealth plan is determined by your age, occupation class and plan type